Personal Loans
Personalized Experience

Low CIBIL Allowed

Money in 24 Hours

Rates from 1% pm

Fast, Reliable Service

Instant Withdrawal With Credy Line

Instant Loans For All Your Needs

Quick financing for all your needs. From instant personal loans, education loans, credit card refinancing to emergency loans - we have customised our solutions to all your requirements.

Loan duration is from 3 to 12 months and amount up to Rs 1 Lakh.

Refinance Credit Card Bill

Have a large credit card bill? Convert your bill into easy EMIs. Pay at your convenience. Combine multiple credit card bills and just pay one bill!

    Credit card refinancing

    Repay credit card debt

    Save on credit card interest cost

    Improve credit score

    Consolidate multiple cards & loans

Refinance Now Calculate Savings Save Upto Rs 15,000!

Education Expenses

Good education is important, but it is also costly. Convert large school, college or coaching fees into EMIs. Renew EMI option when needed.

    School fees financing

    Tuition fees loan

    Partnerships with schools, coaching classes

    Payment options customised to your educational institute

    EMI options for own self or kids

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Advance Salary

Need money before salary day? Take a quick short term loan and pay back and when salary is received.

    Instant approval

    Fast disbursal, money in 24 hours

    For urgent requirements

    Get amount more than monthly salary

    Repay over 1 - 9 months

Get Instant Approval

Loans for Emergency

Get instant approval and quick disbursal for emergency like medical treatment

    Instant approval

    Fast disbursal, money in 24 hours

    For emergencies

    Repay over 1 - 9 months

    Helpful customer support

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Fast, Cheap & Reliable

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Fast Disbursal

Instant approval

Get money in 24 hours

Instant approval in 1 min. Detailed terms in 3 hours. Money in account in 24 hours. Enjoy benefits of a fast online process. We offer a fast customer service with low response times.

Get Instant Approval
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Transparent Rates

Interest rates starting from 1% pm

No hidden charges

We have an efficient online process, which reduces costs compared to banks. Most of our customers pay only about Rs 400 as interest per month on a loan of Rs 50,000. Details of fees and interest rates are shared in easy to understand terms.

Fees & Rates
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Offers & More

Prompt Service

Easy tracking via Mobile App

We will help you with your ongoing financial needs. Pay on time and apply for top-up loans. Get referral, early payment and sharing bonuses.

Refer & Earn
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Great Customer Support

Prompt Service

Easy tracking via Mobile App

We offer a fast and helpful customer service experience. Use website, IVR and mobile app for any help you need regarding loan application or repayments.

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Customers Love Credy

4.4/5

TURNAROUND TIME

4.7/5

EASE OF USE

5.0/5

FEES AND CHARGES

5.0/5

WANT TO RE-USE

Credy In News

Need a personal loan? These ex-Goldman Sachs employees will have it Credy in no time
Online lending platform Credy facilitates small-ticket personal and school fee financing loans, claims to approve loans in 24 hours. It aims to disburse loans worth Rs 100 crore in the next two years.
Exclusive: Y Combinator Backed Online Lending Platform Credy Rakes In $1.4 Mn Funding
Online lending platform Credy which facilitates small-ticket, online personal loans and school fee financing loans has raised $1.4 Mn in Seed funding from prominent investors including Y Combinator, Khosla Ventures, Vy Capital and some California based HNIs (High Net Worth Individuals) participated in the funding round.
Credy looks to digitize personal lending in India
Lending platform Credy is looking to change the way people gain access to personal loans in India. The company, which is currently a part of Y Combinator’s Winter 2017 batch, is digitizing the process and improving access to capital for residents by opening up peer-to-peer loans to a wider group of borrowers and lenders.