Personal Loans
Personalized Experience

  Low CIBIL Allowed

  Money in 24 Hours

  Rates from 1% pm

  Fast, Reliable Service

The Best Instant Personal Loan App For All Your Needs

Quick financing for all your online personal loan needs.
From instant personal loans, education loans, credit card refinancing, low cibil loan to emergency loans - we have customised our solutions for all your requirements.
Loan duration is from 3 to 12 months and amount up to Rs 1 Lakh.

Scofit - Monitor and improve your credit score and credit worthiness

Use Scofit to check and improve your credit score easily. Get a detailed report every 3 months, use tips to improve your score and never get rejected by a bank for a loan or a credit card.

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Refinance Credit Card Bill

Have a large credit card bill? Convert your bill into easy EMIs using our quick personal loan services. Pay at your convenience. Combine multiple credit card bills and just pay one bill!

    Credit card refinancing

    Repay credit card debt

    Save on credit card interest cost

    Improve credit score

    Consolidate multiple cards & loans

Refinance Now Calculate Savings
Save Upto Rs 15,000!

Education Expenses

Good education is important, but it is also costly. Convert large school, college or coaching fees into EMIs. Renew EMI option when needed.

    School fees financing

    Tuition fees loan

    Partnerships with schools, coaching classes

    Payment options customised to your educational institute

    EMI options for own self or kids

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Advance Salary

Need money before salary day? Take a quick loan online using our instant loan app and pay back when your salary is credited.

    Instant loan approval

    Fast disbursal, money in 24 hours

    For urgent requirements

    Get amount more than monthly salary

    Repay over 9 - 12 months

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Loans for Emergency

Get instant approval and quick disbursal for emergencies like medical treatment, surgeries or any other urgent needs.

    Instant approval

    Fast disbursal, money in 24 hours

    For emergencies

    Repay over 1 - 9 months

    Helpful customer support

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Fast, Reliable and Affordable

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Fast Disbursal

Instant approval

Get money in 24 hours

Instant approval in 1 min. Detailed terms in 3 hours. Money in account in 24 hours. Enjoy benefits of a fast online process of our online loan services. We offer a fast customer service with low response times.

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Transparent Rates

Interest rates starting from 1% pm

No hidden charges

We have an efficient and fast online process, which reduces costs compared to banks. Most of our customers pay only about Rs 400 as interest per month on a loan of Rs 50,000. Details of fees and interest rates are shared in easy to understand terms.

Fees & Rates
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Offers & More

Prompt Service

Easy tracking via Mobile App

We will help you with your ongoing financial needs. Pay on time and apply for top-up loans. Get referral, early payment and sharing bonuses.

Refer & Earn
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Great Customer Support

Prompt Service

Easy tracking via Mobile App

We offer a fast and helpful customer service experience. Use website, IVR and mobile app for any help you need regarding loan application or repayments.

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Personal Loan Calculator

Use our online personal loan calculator to estimate your loan's EMI before applying.

Instant Loan EMI CalculatorPersonal Loan EMI Calculator

Credy In News

Kikito & Co. partners with Credy to become India’s first Fin-Commerce platform
Kikito & Co. is India's First Fin-Commerce platform empowering craftsmen by providing a scalable solution of an integrated marketplace allowing their products to sell globally and facilitating business loans for sustenance and scale. Kikito & Co, has announced its partnership with Credy to disburse loans to its on-boarded artisans in India.
Exclusive: Y Combinator-Backed Lending Startup Credy Raises Fresh Funds
Bengaluru-based full-stack consumer lending company Credy has raised an undisclosed amount in a Pre-Series A round of funding, Pratish Gandhi, cofounder of Credy told Inc42. The company has raised funds with a mix of equity and debt financing. The debt part of it comes from an Ahmedabad-based non-banking financial company MAS Finance, while some of the existing investors participated in the equity funding round.
Need a personal loan? These ex-Goldman Sachs employees will have it Credy in no time
Online lending platform Credy facilitates small-ticket personal and school fee financing loans, claims to approve loans in 24 hours. It aims to disburse loans worth Rs 100 crore in the next two years.
Exclusive: Y Combinator Backed Online Lending Platform Credy Rakes In $1.4 Mn Funding
Online lending platform Credy which facilitates small-ticket, online personal loans and school fee financing loans has raised $1.4 Mn in Seed funding from prominent investors including Y Combinator, Khosla Ventures, Vy Capital and some California based HNIs (High Net Worth Individuals) participated in the funding round.
Credy looks to digitize personal lending in India
Lending platform Credy is looking to change the way people gain access to personal loans in India. The company, which is currently a part of Y Combinator’s Winter 2017 batch, is digitizing the process and improving access to capital for residents by opening up peer-to-peer loans to a wider group of borrowers and lenders.