Bahadur (name changed) is 26 years old and lives in R T Nagar, Bengaluru with his friends. He had a requirement of ₹10,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome.
Bahadur needed a loan but his cibil score was 640. Banks usually reject loan applications which have a credit score less than 675.
At Credy, we just don't look at the cibil score, but also multiple other factors like monthly income, employer quality, banking history, credit history, etc. Bahadur had a good salary of ₹40,000 and healthy banking patterns in his salary bank account. Bahadur's loan was approved and disbursed after taking into consideration this and several other factors.
Glad we could offer timely financial help to Bahadur who is just one of our many happy customers.