Happy Personal Loan Stories - July 2019

Low Income
  Jul 15, 2019
Customer Details:
Age: 23      City: Chennai
Monthly Income: ₹16,789
Credit Score: 825
Requirement
₹1,50,000 for Personal Loan
Riyazudeen (name changed) is 23 years old and lives in Kumaran Nagar, Chennai with his family. He had a requirement of ₹1,50,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Riyazudeen needed quick money but his monthly salary was ₹16,789. Most banks and lenders do not approve a personal loan for this income.
New job
  Jul 13, 2019
Customer Details:
Age: 32      City: Bengaluru
Monthly Income: ₹80,000
Credit Score: 840
Requirement
₹1,00,000 for Travel
Loan Disbursal
Time: 27 hours
Saikumar (name changed) is 32 years old and lives in Krishnarajapuram, Bengaluru with his family. He had a requirement of ₹1,00,000 for travel. Everyone wants to take that dream vacation, but the cost of hotel bookings, flights, etc. may become a prime concern before the trip is even planned. Saikumar was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.
Low Cibil
  Jul 13, 2019
Customer Details:
Age: 42      City: Bengaluru
Monthly Income: ₹42,500
Credit Score: 650
Requirement
₹1,50,000 for Marriage
Loan Disbursal
Time: 19 hours
Babu (name changed) is 42 years old and lives in Sivan Chetty Gardens, Bengaluru with his family. He had a requirement of ₹1,50,000 for marriage. Indian weddings are grandiose and expensive which adds to the financial stress. Babu needed a loan but his cibil score was 650. Banks usually reject loan applications which have a credit score less than 675.
Delays On Past Loans
  Jul 11, 2019
Customer Details:
Age: 31      City: Bengaluru
Monthly Income: ₹40,000
Credit Score: 743
Requirement
₹1,00,000 for Debt Refinancing
Loan Disbursal
Time: 34 hours
Ramyashree (name changed) is 31 years old and lives in Dharmaram College, Bengaluru with her family. She had a requirement of ₹1,00,000 for debt refinancing. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Ramyashree needed a personal loan but had 263 days of EMI delay on previous loans about 5 years ago which made it difficult for her to get a loan.
Low Cibil
  Jul 11, 2019
Customer Details:
Age: 29      City: Bengaluru
Monthly Income: ₹40,000
Credit Score: 663
Requirement
₹20,000 for Home Renovation
Loan Disbursal
Time: 26 hours
Prashant (name changed) is 29 years old and lives in Madivala, Bengaluru with his family. He had a requirement of ₹20,000 for home renovation. Who doesn't want their homes to look new and beautiful? Home renovation sure fixes this purpose but requires a good amount of money. Prashant needed a loan but his cibil score was 663. Banks usually reject loan applications which have a credit score less than 675.
Fast Disbursal
  Jul 10, 2019
Customer Details:
Age: 29      City: Bengaluru
Monthly Income: ₹40,000
Credit Score: 706
Requirement
₹1,50,000 for Debt Refinance
Loan Disbursal
Time: 3 hours
Parthasarathi (name changed) is 29 years old and lives in Madivala, Bengaluru with his friends. He had a requirement of ₹1,50,000 for debt refinance. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Parthasarathi needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Low Cibil
  Jul 10, 2019
Customer Details:
Age: 29      City: Chennai
Monthly Income: ₹40,000
Credit Score: 665
Requirement
₹80,000 for Personal Loan
Loan Disbursal
Time: 24 hours
Kalyan (name changed) is 29 years old and lives in Ram Nagar, Chennai with his friends. He had a requirement of ₹80,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Kalyan needed a loan but his cibil score was 665. Banks usually reject loan applications which have a credit score less than 675.
Low Income
  Jul 10, 2019
Customer Details:
Age: 42      City: Bengaluru
Monthly Income: ₹21,000
Credit Score: 833
Requirement
₹32,000 for Credit Line Account
Loan Disbursal
Time: 24 hours
Ananth (name changed) is 42 years old and lives in Maruthi Sevanagar, Bengaluru in his own house. He had a requirement of ₹32,000 for credit line account. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Ananth needed quick money but his monthly salary was ₹21,000. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Jul 9, 2019
Customer Details:
Age: 48      City: Mumbai
Monthly Income: ₹15,580
Credit Score: 850
Requirement
₹50,000 for Personal Loan
Loan Disbursal
Time: 26 hours
Vidya (name changed) is 48 years old and lives in Jogeshwari East, Mumbai in his parents' house. He had a requirement of ₹50,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Vidya needed quick money but his monthly salary was ₹15,580. Most banks and lenders do not approve a personal loan for this income.
Fast Disbursal
  Jul 9, 2019
Customer Details:
Age: 31      City: Chennai
Monthly Income: ₹1,15,000
Credit Score: 707
Requirement
₹1,00,000 for Medical Emergency
Loan Disbursal
Time: 2 hours
Kishan (name changed) is 31 years old and lives in Velacheri, Chennai in his rented house. He had a requirement of ₹1,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Kishan needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Fast Disbursal
  Jul 9, 2019
Customer Details:
Age: 49      City: Chennai
Monthly Income: ₹34,500
Credit Score: 748
Requirement
₹30,000 for Home Renovation
Loan Disbursal
Time: 7 hours
Vinaya (name changed) is 49 years old and lives in Maduravoyal, Chennai in his own house. He had a requirement of ₹30,000 for home renovation. Home renovation is sometimes not planned in advance and may require urgent money. Vinaya needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Low Cibil
  Jul 9, 2019
Customer Details:
Age: 35      City: Bengaluru
Monthly Income: ₹1,92,733
Credit Score: 671
Requirement
₹1,00,000 for Credit Card Bill Payment
Loan Disbursal
Time: 7 hours
Arnab (name changed) is 35 years old and lives in Carmelram, Bengaluru in his own house. He had a requirement of ₹1,00,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Arnab needed a loan but his cibil score was 671. Banks usually reject loan applications which have a credit score less than 675.
Low Income
  Jul 9, 2019
Customer Details:
Age: 29      City: Mumbai
Monthly Income: ₹20,180
Credit Score: 824
Requirement
₹10,000 for Credit Card Bill Payment
Loan Disbursal
Time: 24 hours
Ananya (name changed) is 29 years old and lives in Sandozbaugh, Mumbai with her friends. She had a requirement of ₹10,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Ananya needed quick money but her monthly salary was ₹20,180. Most banks and lenders do not approve a personal loan for this income.
Fast Disbursal
  Jul 9, 2019
Customer Details:
Age: 37      City: Bengaluru
Monthly Income: ₹36,000
Credit Score: 714
Requirement
₹2,00,000 for Home Renovation
Loan Disbursal
Time: 16 hours
Gopinath (name changed) is 37 years old and lives in Nandinilayout, Bengaluru with his family. He had a requirement of ₹2,00,000 for home renovation. Home renovation is sometimes not planned in advance and may require urgent money. Gopinath needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Low Income
  Jul 8, 2019
Customer Details:
Age: 40      City: Mumbai
Monthly Income: ₹22,000
Credit Score: 795
Requirement
₹2,15,000 for Personal Loan
Loan Disbursal
Time: 4 hours
Shehbaz (name changed) is 40 years old and lives in Liberty Garden, Mumbai in his own house. He had a requirement of ₹2,15,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Shehbaz needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.
Fast Disbursal
  Jul 5, 2019
Customer Details:
Age: 23      City: Hyderabad
Monthly Income: ₹37,525
Credit Score: 787
Requirement
₹30,000 for Travel
Loan Disbursal
Time: 8 hours
Madugula (name changed) is 23 years old and lives in Tellapur B.O, Hyderabad in his parents' house. He had a requirement of ₹30,000 for travel. Travel is always fun and usually requires a good deal of planning and expenses. Madugula needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
New job
  Jul 5, 2019
Customer Details:
Age: 30      City: Bengaluru
Monthly Income: ₹70,000
Credit Score: 791
Requirement
₹1,00,000 for Debt Refinance
Loan Disbursal
Time: 5 hours
Suhas (name changed) is 30 years old and lives in Vidyaranyapura, Bengaluru with his family. He had a requirement of ₹1,00,000 for debt refinance. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Suhas was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.
New To Credit
  Jul 5, 2019
Customer Details:
Age: 31      City: Mumbai
Monthly Income: ₹36,200
Credit Score: Near new-to-credit
Requirement
₹1,00,000 for Home Renovation
Loan Disbursal
Time: 45 hours
Tushar (name changed) is 31 years old and lives in Mahul Road, Mumbai in his parents' house. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Tushar required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.
Delays On Past Loans
  Jul 5, 2019
Customer Details:
Age: 28      City: Chennai
Monthly Income: ₹46,100
Credit Score: 730
Requirement
₹1,00,000 for Home Renovation
Loan Disbursal
Time: 25 hours
Maruthupandiyan (name changed) is 28 years old and lives in Oggiamthoraipakkam, Chennai with his friends. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Maruthupandiyan needed a personal loan but had 63 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Fast Disbursal
  Jul 4, 2019
Customer Details:
Age: 26      City: Bengaluru
Monthly Income: ₹2,09,844
Credit Score: 860
Requirement
₹1,00,000 for Home Renovation
Loan Disbursal
Time: 7 hours
Samantaray (name changed) is 26 years old and lives in J P Nagar, Bengaluru with his friends. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Samantaray needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Fast Disbursal
  Jul 3, 2019
Customer Details:
Age: 35      City: Chennai
Monthly Income: ₹39,000
Credit Score: 817
Requirement
₹50,000 for Personal Loan
Loan Disbursal
Time: 2 hours
Aswini (name changed) is 35 years old and lives in Choolaimedu, Chennai in her parents' house. She had a requirement of ₹50,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Aswini needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Small Company
  Jul 3, 2019
Customer Details:
Age: 28      City: Pune
Monthly Income: ₹37,000
Credit Score: 793
Requirement
₹40,000 for Home Renovation
Loan Disbursal
Time: 24 hours
Shrivastava (name changed) is 28 years old and lives in Hadapsar, Pune in his parents' house. He had a requirement of ₹40,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Shrivastava was in an urgent need of money but he was working in a relatively new company which is just 1 year old. Most banks and lenders prefer customers from large, established companies.
Delays On Past Loans
  Jul 3, 2019
Customer Details:
Age: 36      City: Bengaluru
Monthly Income: ₹80,000
Credit Score: 799
Requirement
₹1,00,000 for Personal Loan
Loan Disbursal
Time: 23 hours
Anish (name changed) is 36 years old and lives in Krishnarajapuram, Bengaluru with his family. He had a requirement of ₹1,00,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Anish needed a personal loan but had 562 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Low Cibil
  Jul 2, 2019
Customer Details:
Age: 40      City: Bengaluru
Monthly Income: ₹1,42,100
Credit Score: 666
Requirement
₹1,00,000 for Credit Card Bill Payment
Loan Disbursal
Time: 32 hours
Raja (name changed) is 40 years old and lives in C.V.Raman Nagar, Bengaluru in his own house. He had a requirement of ₹1,00,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Raja needed a loan but his cibil score was 666. Banks usually reject loan applications which have a credit score less than 675.
Small Company
  Jul 2, 2019
Customer Details:
Age: 43      City: Bengaluru
Monthly Income: ₹1,20,000
Credit Score: 713
Requirement
₹1,00,000 for Vehicle
Janardhan (name changed) is 43 years old and lives in Whitefield, Bengaluru with his family. He had a requirement of ₹1,00,000 for vehicle. Bringing a new vehicle home can be hectic and arranging money for it may add to the trouble. Janardhan was in an urgent need of money but he was working in a relatively new company which is just 1 year old. Most banks and lenders prefer customers from large, established companies.
Fast Disbursal
  Jul 1, 2019
Customer Details:
Age: 24      City: Bengaluru
Monthly Income: ₹50,000
Credit Score: 760
Requirement
₹80,000 for Electronics
Loan Disbursal
Time: 5 hours
Shubham (name changed) is 24 years old and lives in Kalyananagar, Bengaluru with his friends. He had a requirement of ₹80,000 for electronics. Electronics are a necessity in the modern lifestyle and may burn a hole in the wallet. Shubham needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
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