Happy Personal Loan Stories - September 2018

Low Cibil
  Sep 29, 2018
Customer Details:
Age: 27      City: Mumbai
Monthly Income: ₹32,700
Credit Score: 638
Requirement
₹1,00,000 for Debt Refinance
Gangadhar (name changed) is 27 years old and lives in Wadala Truck Terminal, Mumbai in his parents' house. He had a requirement of ₹1,00,000 for debt refinance. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Gangadhar needed a loan but his cibil score was 638. Banks usually reject loan applications which have a credit score less than 675.
Delays On Past Loans
  Sep 28, 2018
Customer Details:
Age: 35      City: Bengaluru
Monthly Income: ₹30,000
Credit Score: 751
Requirement
₹1,00,000 for Home Renovation
Venkatachalam (name changed) is 35 years old and lives in Bommasandra Industrial Estate, Bengaluru with his family. He had a requirement of ₹1,00,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Venkatachalam needed a personal loan but had 69 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Low Income
  Sep 28, 2018
Customer Details:
Age: 23      City: Chennai
Monthly Income: ₹21,000
Credit Score: 900
Requirement
₹25,000 for Vehicle
Jagadeesan (name changed) is 23 years old and lives in Perungudi, Chennai with his friends. He had a requirement of ₹25,000 for vehicle. Bringing a new vehicle home can be hectic and arranging money for it may add to the trouble. Jagadeesan needed quick money but his monthly salary was ₹21,000. Most banks and lenders do not approve a personal loan for this income.
New To Credit
  Sep 28, 2018
Customer Details:
Age: 38      City: Bengaluru
Monthly Income: ₹1,42,000
Credit Score: Near new-to-credit
Requirement
₹1,00,000 for Marriage
Kumaresan (name changed) is 38 years old and lives in Vijayanagar (Bangalore), Bengaluru in his own house. He had a requirement of ₹1,00,000 for marriage. Indian weddings are grandiose and expensive which adds to the financial stress. Kumaresan required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.
Low Cibil
  Sep 28, 2018
Customer Details:
Age: 25      City: Bengaluru
Monthly Income: ₹18,000
Credit Score: 666
Requirement
₹40,000 for Medical Emergency
Yasmeen (name changed) is 25 years old and lives in Vidyaranyapura, Bengaluru in her parents' house. She had a requirement of ₹40,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Yasmeen needed a loan but her cibil score was 666. Banks usually reject loan applications which have a credit score less than 675.
Low Cibil
  Sep 27, 2018
Customer Details:
Age: 22      City: Bengaluru
Monthly Income: ₹22,000
Credit Score: 640
Requirement
₹50,000 for Medical Emergency
Loan Disbursal
Time: 5 hours
Gagan (name changed) is 22 years old and lives in Kalyananagar, Bengaluru in his parents' house. He had a requirement of ₹50,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Gagan needed a loan but his cibil score was 640. Banks usually reject loan applications which have a credit score less than 675.
Low Cibil
  Sep 27, 2018
Customer Details:
Age: 28      City: Chennai
Monthly Income: ₹56,000
Credit Score: 658
Requirement
₹1,00,000 for Electronics
Gunasekar (name changed) is 28 years old and lives in Kalaignar Karunanidhi Nagar, Chennai with his family. He had a requirement of ₹1,00,000 for electronics. Buying electronics often requires quite an amount of money to be spent. Gunasekar needed a loan but his cibil score was 658. Banks usually reject loan applications which have a credit score less than 675.
Fast Disbursal
  Sep 27, 2018
Customer Details:
Age: 27      City: Bengaluru
Monthly Income: ₹30,000
Credit Score: 771
Requirement
₹1,00,000 for Credit Card Bill Payment
Loan Disbursal
Time: 6 hours
Shrikant (name changed) is 27 years old and lives in B Sk II Stage, Bengaluru with his family. He had a requirement of ₹1,00,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Shrikant needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Delays On Past Loans
  Sep 27, 2018
Customer Details:
Age: 36      City: Bengaluru
Monthly Income: ₹58,333
Credit Score: 728
Requirement
₹75,000 for Debt Refinance
Wilson (name changed) is 36 years old and lives in Kadugodi, Bengaluru with his family. He had a requirement of ₹75,000 for debt refinance. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Wilson needed a personal loan but had 120 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Low Income
  Sep 26, 2018
Customer Details:
Age: 29      City: Bengaluru
Monthly Income: ₹22,000
Credit Score: 679
Requirement
₹10,000 for Home Renovation
Anvesh (name changed) is 29 years old and lives in Marathahalli Colony, Bengaluru with his friends. He had a requirement of ₹10,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Anvesh needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.
Delays On Past Loans
  Sep 26, 2018
Customer Details:
Age: 27      City: Pune
Monthly Income: ₹48,000
Credit Score: 767
Requirement
₹1,00,000 for Personal Loan
Dashrathrao (name changed) is 27 years old and lives in N.I.A., Pune with his friends. He had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Dashrathrao needed a personal loan but had 89 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
New job
  Sep 25, 2018
Customer Details:
Age: 24      City: Bengaluru
Monthly Income: ₹30,000
Credit Score: 699
Requirement
₹1,00,000 for Debt Refinancing
Shirani (name changed) is 24 years old and lives in J P Nagar, Bengaluru with her friends. She had a requirement of ₹1,00,000 for debt refinancing. Loans with high interest rates must be paid off soon and that requires a big amount of money. Shirani was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.
Low Cibil
  Sep 24, 2018
Customer Details:
Age: 30      City: Pune
Monthly Income: ₹40,000
Credit Score: 665
Requirement
₹20,000 for Debt Refinancing
Surekha (name changed) is 30 years old and lives in Chinchwadgaon, Pune in his parents' house. He had a requirement of ₹20,000 for debt refinancing. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Surekha needed a loan but his cibil score was 665. Banks usually reject loan applications which have a credit score less than 675.
New job
  Sep 24, 2018
Customer Details:
Age: 26      City: Mumbai
Monthly Income: ₹23,000
Credit Score: 783
Requirement
₹15,000 for Medical Emergency
Sameer (name changed) is 26 years old and lives in Jekegram, Mumbai with his family. He had a requirement of ₹15,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Sameer was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.
Low Income
  Sep 22, 2018
Customer Details:
Age: 22      City: Bengaluru
Monthly Income: ₹20,000
Credit Score: 900
Requirement
₹1,50,000 for Debt Refinancing
Kalepalli (name changed) is 22 years old and lives in Indiranagar (Bangalore), Bengaluru with her family. She had a requirement of ₹1,50,000 for debt refinancing. Loans with high interest rates must be paid off soon and that requires a big amount of money. Kalepalli needed quick money but her monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.
Low Cibil
  Sep 22, 2018
Customer Details:
Age: 32      City: Mumbai
Monthly Income: ₹18,000
Credit Score: 659
Requirement
₹30,000 for Home Renovation
Adam (name changed) is 32 years old and lives in Trombay, Mumbai in his parents' house. He had a requirement of ₹30,000 for home renovation. Home renovation requires the services of carpenters, plumbers, painters, etc. and also buying of necessary items or equipment which may come with an unpredictable expense. Adam needed a loan but his cibil score was 659. Banks usually reject loan applications which have a credit score less than 675.
Fast Disbursal
  Sep 20, 2018
Customer Details:
Age: 43      City: Bengaluru
Monthly Income: ₹1,02,997
Credit Score: 763
Requirement
₹1,00,000 for Personal Loan
Loan Disbursal
Time: 8 hours
Vamsi (name changed) is 43 years old and lives in Kamakshipalya, Bengaluru with his family. He had a requirement of ₹1,00,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Vamsi needed money quickly but banks and large lenders take a long time to disburse small loan amounts.
Low Cibil
  Sep 20, 2018
Customer Details:
Age: 34      City: Mumbai
Monthly Income: ₹23,120
Credit Score: 663
Requirement
₹1,00,000 for Debt Refinance
Rahul (name changed) is 34 years old and lives in Dahisar, Mumbai in his parents' house. He had a requirement of ₹1,00,000 for debt refinance. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Rahul needed a loan but his cibil score was 663. Banks usually reject loan applications which have a credit score less than 675.
Low Income
  Sep 19, 2018
Customer Details:
Age: 24      City: Bengaluru
Monthly Income: ₹18,000
Credit Score: 760
Requirement
₹20,000 for Electronics
Loan Disbursal
Time: 24 hours
Anil (name changed) is 24 years old and lives in Krishnarajapuram, Bengaluru with his family. He had a requirement of ₹20,000 for electronics. Buying electronics often requires quite an amount of money to be spent. Anil needed quick money but his monthly salary was ₹18,000. Most banks and lenders do not approve a personal loan for this income.
Low Cibil
  Sep 19, 2018
Customer Details:
Age: 33      City: Bengaluru
Monthly Income: ₹40,000
Credit Score: 657
Requirement
₹30,000 for Medical Emergency
Balakrishnan (name changed) is 33 years old and lives in Bommasandra Industrial Estate, Bengaluru with his family. He had a requirement of ₹30,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Balakrishnan needed a loan but his cibil score was 657. Banks usually reject loan applications which have a credit score less than 675.
New To Credit
  Sep 18, 2018
Customer Details:
Age: 29      City: Mumbai
Monthly Income: ₹93,000
Credit Score: Near new-to-credit
Requirement
₹1,00,000 for Credit Card Bill Payment
Loan Disbursal
Time: 40 hours
Faisal (name changed) is 29 years old and lives in Sindhi Society, Mumbai with his friends. He had a requirement of ₹1,00,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Faisal required money urgently but he was new to credit i.e. did not have prior history of loan or credit card. Most banks and lenders want to see credit history before approving a personal loan.
Low Income
  Sep 18, 2018
Customer Details:
Age: 26      City: Bengaluru
Monthly Income: ₹18,440
Credit Score: 825
Requirement
₹60,000 for Personal Loan
Loan Disbursal
Time: 29 hours
Susan (name changed) is 26 years old and lives in Marathahalli Colony, Bengaluru with her friends. She had a requirement of ₹60,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Susan needed quick money but her monthly salary was ₹18,440. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Sep 17, 2018
Customer Details:
Age: 28      City: Bengaluru
Monthly Income: ₹20,860
Credit Score: 773
Requirement
₹1,00,000 for Credit Card Bill Payment
Yuvaraj (name changed) is 28 years old and lives in Madivala, Bengaluru with his friends. He had a requirement of ₹1,00,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Yuvaraj needed quick money but his monthly salary was ₹20,860. Most banks and lenders do not approve a personal loan for this income.
Small Company
  Sep 15, 2018
Customer Details:
Age: 25      City: Pune
Monthly Income: ₹21,200
Credit Score: Near new-to-credit
Requirement
₹25,000 for Medical Emergency
Laxman (name changed) is 25 years old and lives in Hadapsar, Pune in his rented house. He had a requirement of ₹25,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Laxman was in an urgent need of money but he was working in a relatively new company which is just 1 year old. Most banks and lenders prefer customers from large, established companies.
Low Income
  Sep 15, 2018
Customer Details:
Age: 35      City: Bengaluru
Monthly Income: ₹21,000
Credit Score: 760
Requirement
₹50,000 for Buying Property or House
Rahman (name changed) is 35 years old and lives in Electronics City, Bengaluru with his family. He had a requirement of ₹50,000 for buying property or house. Everyone wants to buy that dream home but may not have sufficient money at the time of purchase or while paying advanced deposits. Rahman needed quick money but his monthly salary was ₹21,000. Most banks and lenders do not approve a personal loan for this income.
New job
  Sep 14, 2018
Customer Details:
Age: 31      City: Pune
Monthly Income: ₹23,000
Credit Score: Near new-to-credit
Requirement
₹50,000 for Credit Card Bill Payment
Ishwari (name changed) is 31 years old and lives in N.I.A., Pune with her friends. She had a requirement of ₹50,000 for credit card bill payment. Credit cards are a convenient mode of transaction but if the bills are not paid regularly, the amount gets accumulated and becomes hard to pay. Ishwari was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.
Low Cibil
  Sep 13, 2018
Customer Details:
Age: 30      City: Bengaluru
Monthly Income: ₹39,240
Credit Score: 640
Requirement
₹50,000 for Personal Loan
Chethan (name changed) is 30 years old and lives in Peenya Small Industries, Bengaluru in his parents' house. He had a requirement of ₹50,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Chethan needed a loan but his cibil score was 640. Banks usually reject loan applications which have a credit score less than 675.
Low Income
  Sep 12, 2018
Customer Details:
Age: 29      City: Bengaluru
Monthly Income: ₹20,000
Credit Score: 800
Requirement
₹52,000 for Credit Card Bill Payment
Madesha (name changed) is 29 years old and lives in Peenya Dasarahalli, Bengaluru with his family. He had a requirement of ₹52,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Madesha needed quick money but his monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Sep 12, 2018
Customer Details:
Age: 28      City: Bengaluru
Monthly Income: ₹20,250
Credit Score: 811
Requirement
₹1,00,000 for Personal Loan
Shivakumara (name changed) is 28 years old and lives in Madivala, Bengaluru with his family. He had a requirement of ₹1,00,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Shivakumara needed quick money but his monthly salary was ₹20,250. Most banks and lenders do not approve a personal loan for this income.
Delays On Past Loans
  Sep 12, 2018
Customer Details:
Age: 26      City: Bengaluru
Monthly Income: ₹30,000
Credit Score: 816
Requirement
₹1,00,000 for Medical Emergency
Appu (name changed) is 26 years old and lives in Science Institute, Bengaluru with his family. He had a requirement of ₹1,00,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Appu needed a personal loan but had 71 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
New job
  Sep 12, 2018
Customer Details:
Age: 26      City: Bengaluru
Monthly Income: ₹22,800
Credit Score: 723
Requirement
₹60,000 for Medical Emergency
Loan Disbursal
Time: 30 hours
Ranjitha (name changed) is 26 years old and lives in Msrit, Bengaluru in her rented house. She had a requirement of ₹60,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Ranjitha was looking for a personal loan but had been employed with her company for only 6 months which is considered risky by other lenders.
Low Cibil
  Sep 12, 2018
Customer Details:
Age: 29      City: Chennai
Monthly Income: ₹33,017
Credit Score: 647
Requirement
₹50,000 for Debt Refinancing
Gudimetla (name changed) is 29 years old and lives in Ram Nagar, Chennai with his family. He had a requirement of ₹50,000 for debt refinancing. A refinance loan helps settle previous loans or credit card bills, but it might be difficult to find a lender that offers an easy online loan process and quick disbursal. Gudimetla needed a loan but his cibil score was 647. Banks usually reject loan applications which have a credit score less than 675.
Delays On Past Loans
  Sep 12, 2018
Customer Details:
Age: 40      City: Bengaluru
Monthly Income: ₹84,000
Credit Score: 738
Requirement
₹30,000 for Medical Emergency
Loan Disbursal
Time: 29 hours
Prabhakar (name changed) is 40 years old and lives in Vartur, Bengaluru with his family. He had a requirement of ₹30,000 for medical emergency. Medical emergencies often require urgent money and an instant loan may be the only way to handle it. Prabhakar needed a personal loan but had 82 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Delays On Past Loans
  Sep 11, 2018
Customer Details:
Age: 33      City: Bengaluru
Monthly Income: ₹60,000
Credit Score: 829
Requirement
₹1,00,000 for Personal Loan
Monalisa (name changed) is 33 years old and lives in H.A.L II Stage, Bengaluru with her friends. She had a requirement of ₹1,00,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Monalisa needed a personal loan but had 163 days of EMI delay on previous loans about 5 years ago which made it difficult for her to get a loan.
Low Income
  Sep 11, 2018
Customer Details:
Age: 32      City: Bengaluru
Monthly Income: ₹22,000
Credit Score: 803
Requirement
₹80,000 for Credit Card Bill Payment
Afroz (name changed) is 32 years old and lives in Mahadevapura, Bengaluru in his rented house. He had a requirement of ₹80,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Afroz needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Sep 11, 2018
Customer Details:
Age: 24      City: Bengaluru
Monthly Income: ₹22,000
Credit Score: 711
Requirement
₹1,00,000 for Personal Loan
Janardhana (name changed) is 24 years old and lives in Madivala, Bengaluru in his parents' house. He had a requirement of ₹1,00,000 for personal loan. People often run into situations which require them to borrow money for any urgent personal tasks. An easy loan application and fast disbursal are all that they need at that point. Janardhana needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Sep 8, 2018
Customer Details:
Age: 25      City: Bengaluru
Monthly Income: ₹21,300
Credit Score: 813
Requirement
₹30,000 for Vehicle
Ahamed (name changed) is 25 years old and lives in Kalyananagar, Bengaluru in his Paying Guest accommodation. He had a requirement of ₹30,000 for vehicle. Bringing a new vehicle home can be hectic and arranging money for it may add to the trouble. Ahamed needed quick money but his monthly salary was ₹21,300. Most banks and lenders do not approve a personal loan for this income.
Delays On Past Loans
  Sep 5, 2018
Customer Details:
Age: 36      City: Bengaluru
Monthly Income: ₹40,425
Credit Score: 811
Requirement
₹50,000 for Medical Emergency
Hanumanthappa (name changed) is 36 years old and lives in Virgonagar, Bengaluru with his family. He had a requirement of ₹50,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Hanumanthappa needed a personal loan but had 90 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Low Cibil
  Sep 5, 2018
Customer Details:
Age: 24      City: Bengaluru
Monthly Income: ₹40,000
Credit Score: 652
Requirement
₹1,00,000 for Personal Loan
Abhinandan (name changed) is 24 years old and lives in Kalyananagar, Bengaluru in his rented house. He had a requirement of ₹1,00,000 for personal loan. A personal loan can be for any personal reason and may have the requirement to get the money instantly. Abhinandan needed a loan but his cibil score was 652. Banks usually reject loan applications which have a credit score less than 675.
Low Income
  Sep 5, 2018
Customer Details:
Age: 24      City: Pune
Monthly Income: ₹17,300
Credit Score: Near new-to-credit
Requirement
₹1,00,000 for Medical Emergency
Shreyash (name changed) is 24 years old and lives in Shivaji Housing Society, Pune with her family. She had a requirement of ₹1,00,000 for medical emergency. A Medical emergency can be stressful as well as costly and getting a quick loan may come as a relief. Shreyash needed quick money but her monthly salary was ₹17,300. Most banks and lenders do not approve a personal loan for this income.
Delays On Past Loans
  Sep 5, 2018
Customer Details:
Age: 54      City: Bengaluru
Monthly Income: ₹70,000
Credit Score: 780
Requirement
₹1,00,000 for Personal Loan
Basha (name changed) is 54 years old and lives in Virgonagar, Bengaluru with his family. He had a requirement of ₹1,00,000 for personal loan. Personal loans are sometimes taken for emergency situations and in such cases, borrowers ask a quick disbursal! An online and hassle-free loan application process may come as a relief to the customers. Basha needed a personal loan but had 177 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Delays On Past Loans
  Sep 5, 2018
Customer Details:
Age: 34      City: Pune
Monthly Income: ₹25,700
Credit Score: 825
Requirement
₹1,00,000 for Medical Emergency
Devidas (name changed) is 34 years old and lives in Navsahyadri, Pune in his parents' house. He had a requirement of ₹1,00,000 for medical emergency. A medical emergency can happen to anyone at any time and an instant loan may be required. Devidas needed a personal loan but had 220 days of EMI delay on previous loans about 5 years ago which made it difficult for him to get a loan.
Low Income
  Sep 5, 2018
Customer Details:
Age: 26      City: Bengaluru
Monthly Income: ₹21,500
Credit Score: 760
Requirement
₹1,00,000 for Credit Card Bill Payment
Sahana (name changed) is 26 years old and lives in Peenya Small Industries, Bengaluru with her family. She had a requirement of ₹1,00,000 for credit card bill payment. Owning a credit card may sometimes result in a heavy bill statement with hefty charges. Sahana needed quick money but her monthly salary was ₹21,500. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Sep 5, 2018
Customer Details:
Age: 31      City: Bengaluru
Monthly Income: ₹22,000
Credit Score: Near new-to-credit
Requirement
₹1,00,000 for Marriage
Satya (name changed) is 31 years old and lives in Mahalakshmipuram Layout, Bengaluru with his friends. He had a requirement of ₹1,00,000 for marriage. Marriages in India can be a grand and expensive affair. Satya needed quick money but his monthly salary was ₹22,000. Most banks and lenders do not approve a personal loan for this income.
Low Income
  Sep 5, 2018
Customer Details:
Age: 28      City: Pune
Monthly Income: ₹20,000
Credit Score: 773
Requirement
₹50,000 for Vehicle
Ganga (name changed) is 28 years old and lives in Bibvewadi, Pune in her parents' house. She had a requirement of ₹50,000 for vehicle. Bringing a new vehicle home can be hectic and arranging money for it may add to the trouble. Ganga needed quick money but her monthly salary was ₹20,000. Most banks and lenders do not approve a personal loan for this income.
Low Cibil
  Sep 3, 2018
Customer Details:
Age: 39      City: Bengaluru
Monthly Income: ₹46,000
Credit Score: 674
Requirement
₹30,000 for Credit Card Bill Payment
Narasimhappa (name changed) is 39 years old and lives in Vyalikaval Extn, Bengaluru with his family. He had a requirement of ₹30,000 for credit card bill payment. Banks often levy hefty charges on credit cards and the settlement of the bill may become troublesome. Narasimhappa needed a loan but his cibil score was 674. Banks usually reject loan applications which have a credit score less than 675.
Low Income
  Sep 2, 2018
Customer Details:
Age: 26      City: Bengaluru
Monthly Income: ₹16,000
Credit Score: Near new-to-credit
Requirement
₹30,000 for Vehicle
Franklin (name changed) is 26 years old and lives in Nagarbhavi, Bengaluru with his family. He had a requirement of ₹30,000 for vehicle. Getting a dream vehicle can sure feel exciting, especially if its cost can be managed without stress. Franklin needed quick money but his monthly salary was ₹16,000. Most banks and lenders do not approve a personal loan for this income.
New job
  Sep 2, 2018
Customer Details:
Age: 30      City: Chennai
Monthly Income: ₹35,833
Credit Score: 734
Requirement
₹1,00,000 for Debt Refinance
Anbu (name changed) is 30 years old and lives in Sriramachandra Deemed Uty, Chennai in his parents' house. He had a requirement of ₹1,00,000 for debt refinance. Loans may be helpful in emergency situations but sometimes heavy interest rates levied by the lenders might make it difficult for the borrower to pay off the amount. Anbu was looking for a personal loan but had been employed with his company for only 6 months which is considered risky by other lenders.
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