Instant Personal Loan In Bangalore

Bangalore is a megacity with more than 10 million people living in the city, it is the capital of the state of Karnataka. Credy provides fast personal loans in Bangalore. Bangalore is often called the silicon valley of India. Credy provides personal loan to people residing in Bangalore befitting to the name given to the city. The loan application process is fully digital and there is no piece of paper taken from the customer in the entire loan journey. Unlike many other financial institutions, Credy provides personal loans to both the local people and the floating population which comes to the city seeking jobs.

Top reasons for which people do personal loan applications in Bangalore are:

  1. Medical Emergency:
    A medical emergency can happen at any point of time, and your loved ones would be in need of some immediate cash to take care of such emergency. You can now help them immediately via Credy. Just do the application quickly on the Credy app and provide all the necessary information. Once that is done, you will get the money disbursed to your bank account in 24 hours. In case of emergency, time is of the essence and Credy helps customers in Bangalore by giving them loans quickly.

  2. Marriage:
    Getting married in Bangalore is an expensive affair. You have to shell a lot of money to get the perfect wedding. The places which host the wedding functions are hard to get, sometimes months in advance. And even after all the planning you may end up needing some quick cash which has to be met immediately, so that there are no issues in your wedding. Credy helps people get loans for their weddings quickly and hassle-free. You can get the loan amount credited in your bank account in as little as 3 hours, while on average it takes around 24 hours get the loan.

  3. Home Renovation:
    Building your house or buying a flat is an expensive affair in Bangalore, but we still want our home to be perfectly designed and decorated. Now you do not need to worry about spending that Rs. 1,00,000 extra in getting the best furniture or getting those set of beautiful tiles installed in your house. Credy is here to help you in getting the loan required to give the finishing touch to your home. Just apply for the loan via the Credy app or website, and get the most competitive rate you can get from the market, and even get the money credited into your account within 24 hours!

Although these are top reasons why people take loans, Credy offers loans for many different use cases like debt refinance, education expenses, credit card bill payment, buying two wheeler or four wheelers, electronics, travel or any other reason you want the loan for. Since, the loan amount is transferred directly to your bank account, you get full flexibility to spend the loan amount anywhere you want. You can apply for a loan even if you have low cibil score.

Bangalore is a vast city, and Credy services loan requests from most of the city. Some of the prominent areas in the city which we are serving are - Carmelra, Bommasandra Industrial Estate, Bangalore G.P.O., Hampinagar, HSR Layout, Jayangar, Rv Niketan, Deepanjalinagar, Peenya Dasarahalli, B Sk II Stage, Magadi Road, Jalahalli West, Vimanapura, K. G. Road, Indiranagar, Maruthi Sevanagar, Doddakallasandra, Srirampuram, Nagarbhavi, Agram, Kengeri, Bannerghatta Road, Domlur, Doorvaninagar, New Thippasandra, J.C.Nagar, Chamrajpet, Chikkalasandra, Koramangala, Kothanur, Vyalikaval Extension, Rajarajeshwarinagar, Viswaneedam, Science Institute, Arabic College, Kathriguppe, Jalahalli, C.V.Raman Nagar, Mahadevapura, Virgonagar, Benson Town, Krishnarajapuram, Sahakaranagar, Rajajinagar, Electronics City, Whitefield, St. John's Medical College, H.A. Farm, Sadashivanagar, Chickpet, Mahalakshmipuram Layout, Shanthinagar, Museum Road, Nagasandra, Seshadripuram, Viveknagar, Yeswanthpura, H.A.L II Stage, Basavanagudi, Peenya Small Industries , R T Nagar, Sivan Chetty Gardens, R.M.V. Extension II Stage, Dharmaram College, J P Nagar, Malleswaram, Vidyaranyapura, Nandinilayout, Vijayanagar, Fraser Town, Kadugodi, Jayanagar, Bellandur, Msrit, Madivala, Kamakshipalya , Bangalore Viswavidalaya, St. Thomas Town, Marathahalli Colony, G.K.V.K., Yelahanka, H.K.P. Road, Kalyananagar, Vartur, Banashankari and Adugodi.

Some of the top places from which we get and service requests are - Madivala, Marathahalli Colony, Electronics City, Bannerghatta Road and J P Nagar.

Bangalore Personal Loan Interest Rates

(Updated on October 19, 2019)
Loan AmountUp to ₹ 1 Lakh
Interest Rate1 to 1.5% of Loan Amount Per Month
Loan Tenor3 to 12 months
Processing Fee3% of Loan Amount (Minimum ₹500)
Early Repayment Fee2% of outstanding loan amount
Late Fee2% of EMI Amount per week

User Journey

Mr. Kumar, a 33 years old, hails from Kancheepuram, Tamil Nadu. Currently living in Bangalore, the silicon valley of India, and working in multinational technology company, Mr. Kumar is a technology enthusiast himself. At end of december, he was short a small amount for his Credit card payment. Being a technologist, himself, during the end of the year, with all traditional financial institutions closed, Mr. Kumar turned to Credy for getting his credit card debt refinanced. He applied for the loan amount of Rs. 25,000 on Dec 29 at around 6 PM. After filling the quick Credy instant loan application, he was given an instant approval for the entire requested loan amount. Mr. Kumar had a good credit history and banking record. Once Mr. Kumar provided his bank statement via netbanking login (the recommended fastest way to get a loan from Credy), he was given full approval in real time, and our agent was assigned to provide door-step service to Mr. Kumar at his rented apartment in Raja Rajeshwari nagar. Once the document collection and residence check done at 7:30 PM, the money was disbursed directly to the account of Mr. Kumar at 7:53 PM! Mr. Kumar did not even have to wait for 2 full hours since he applied for the loan to get the money in his bank accounts.

There are thousands of other stories like that of Mr. Kumar from Bangalore. Get your own story of awesome experience at Credy, by applying for the loan now.

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