Instant Personal Loan In Pune

Pune is the second largest city of Maharashtra with a population of 7 million. It is often considered to be the second most important city in Maharashtra after Mumbai. Pune consistently ranks in the top 5 IT hubs of India. Credy provides fast personal loans in Pune. The loan application process is fully digital and there is no piece of paper taken from the customer in the entire loan journey. Unlike many other financial institutions, Credy provides personal loans to both the local people and the floating population which comes to the city seeking jobs.

The top reasons for which people do personal loan applications in Pune are:

  1. Medical Emergency:
    A medical emergency can happen at any point in time, and you may need immediate funds to take care of your loved ones during such an emergency. You can now help them immediately via Credy. Just do the application quickly on the Credy app and provide all the necessary information. Once that is done, you will get the money disbursed to your bank account in 24 hours. In case of emergency, time is of the essence and Credy helps customers in Pune by giving them emergency loans quickly.

  2. Marriage:
    Getting married in Pune can be an expensive affair. You have to spend a lot of money to get the perfect wedding. There are a host of good wedding halls as well as scenic spots around Pune where you can have your dream wedding. But these places are hard to get, sometimes months in advance. And even after all the planning, you may end up needing some quick cash which has to be met immediately so that there are no issues in your wedding. Credy helps people get loans for their weddings quickly and hassle-free. You can get the loan amount credited in your bank account in as little as 3 hours, while on a median basis it takes around 26 hours to get the loan.

  3. Home Renovation:
    But we still want our home to be perfectly designed and decorated. Now you do not need to worry about spending that ₹60,000 extra in getting the best furniture or getting those beautiful wall hangings installed in your house. Credy is here to help you in getting the loan required to give the finishing touch to your home. Just apply for the loan via the Credy app or website, and get the most competitive rate you can get from the market, and even get the money credited into your account within 24 hours!

Although these are top reasons why people take loans, Credy offers loans for many different use cases like debt refinance, education loan expenses, credit card bill payment, buying two wheeler or four wheelers, electronics, travel or any other reason you want the loan for. Since the loan amount is transferred directly to your bank account, you get full flexibility to spend the loan amount anywhere you want.

Pune has grown to be a very large city geographically, and Credy services loan requests from most of the city. Some of the prominent areas in the city which we are serving are - Pirangut S.O, Hadapsar S.O, Ghorpuri Bazar S.O, Dukirkline S.O, Dapodi Bazar S.O, Dighi Camp S.O, C M E S.O, Chinchwadgaon S.O, Chinchwad East S.O, Bibvewadi S.O, Bhosarigoan S.O, Bhosari I.E. S.O, Aundh Camp S.O, Ammunition Factory Khadki S.O, Akurdi S.O, Airport S.O (Pune), Pimpri Colony S.O, Yamunanagar S.O, Yerwada S.O, Wanowarie S.O, Srpf S.O, Pimpri P F S.O, N I B M S.O, Kasarwadi S.O, Infotech Park (Hinjawadi) S.O, Hadapsar I.E. S.O, Pimple Gurav S.O, Pune City H.O, Shivajinagar H.O, Sinhgad Technical Education Society, Mundhva AV S.O, Bhusari Colony S.O, Warje S.O, Swargate Chowk S.O, Shivaji Housing Society S.O, S.P. College S.O, Rasta Peth S.O, Range Hills S.O, Parvati Gaon S.O, Navsahyadri S.O, N.I.A. S.O, N.C.L. Pune S.O, Ganeshkhind S.O, Film Institute S.O, Dhankawadi S.O, Armament S.O, Anandnagar S.O (Pune), Ordinance Factory Dehu Road S.O.

Some of the top places from which we get and service requests are - Dukirkline, Hadapsar, Sinhgad Technical Education Society, Dighi Camp, and NIBM .

Pune Personal Loan Interest Rates

Loan AmountUp to ₹ 1 Lakh
Interest Rate1 to 1.5% of Loan Amount Per Month
Loan Tenor3 to 12 months
Processing Fee3% of Loan Amount (Minimum ₹500)
Early Repayment Fee2% of outstanding loan amount
Late Fee2% of EMI Amount per week

User Journey

Gautam, a 29 years old engineer, hails from Ahmedabad, Gujarat. Gautam has been living in Pune and working at a top IT company. He recently got married and his wife Megha also moved to Pune from Bengaluru. As the young couple was planning to move into their newly bought flat in Viman Nagar area, they realized they were short of some amount to buy some good quality furniture for their dream home. Gautam searched online for quality loan options to finance his shortfall and, with all traditional financial institutions not catering to less than 50,000 Rs loans, Gautam turned to Credy for getting a home furnishing loan. He applied for the loan amount of ₹40,000 on Jan 15 at around 6 PM. After filling the quick Credy instant loan application, he was given an instant approval for the entire requested loan amount. Gautam had a reasonably good credit history and banking record, thanks to on-time payments on his credit card balance and active home loan. Once Gautam provided his bank statement via netbanking login (the recommended fastest way to get a loan from Credy), he was given full approval in real time, and Credy’s agent provided door-step service to Gautam at his rented apartment in Viman Nagar where he and Megha were staying temporarily. Once the document collection and residence check was done at 8 PM, the money was disbursed directly to the account of Gautam via IMPS at 9:21 PM! As promised, Gautam got the funds he was looking for lightning fast, and he went the next day to buy the finalized furniture.

There are thousands of other happy customers like Gautam in Pune. Get your own story of awesome experience at Credy - apply for a loan now.

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